body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-attachment: fixed;
	background-color: #FFFFFF;
	background-image: url(images/bghat.jpg);
	background-repeat: no-repeat;
	background-position: 175px 90px;
}
.bodyTxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
}
.tip {
	font-family: "Courier New", Courier, mono;
	font-size: 14px;
	font-style: normal;
	font-weight: normal;
	color: #323264;
	text-align: center;
	vertical-align: middle;
	background-color: #F0C749;
}
.footer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: bold;
	color: #9933CC;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-weight: normal;
	color: #000099;
}
h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: normal;
	color: #000099;
}
h4 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #000099;
}
.testimonial {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: italic;
	font-weight: normal;
	color: #003399;
}
.subhead {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #000099;
}